Loan Mod Law

If you have a loan on your primary residence, and you are still there, and the loan is in default, and you got the loan between January 1, 2003 and January 31, 2007 then a lender must notify you and steer you to a possible loan modification and this must be done 30 days before they file a Notice of Default. If you are in trouble, don't freeze up, there may be ways to save your home, delay the inevitable, or at least help to save your credit.